step one
FRIENDLY CHAT
This is where you tell me a bit about yourself and what you want to do. We chat about your financial goals and possible loan options based on your circumstances.
step three
ACTION
![arrow 1 reduced size 2.png](https://static.wixstatic.com/media/be5203_a4ed337e0feb4cc1bb83fb8d20e11153~mv2.png/v1/fill/w_219,h_150,al_c,q_85,usm_0.66_1.00_0.01,enc_auto/arrow%201%20reduced%20size%202.png)
I gather all the necessary documents, package the application and submit to the lender on your behalf. I regularly check in on the progress of your application and give you updates so you're in the loop.
![arrow%201%20reduced%20size%202_edited.pn](https://static.wixstatic.com/media/be5203_953a27262a8542a58bfff8b0214c6e7c~mv2.png/v1/fill/w_212,h_140,al_c,q_85,usm_0.66_1.00_0.01,enc_auto/arrow%25201%2520reduced%2520size%25202_edited_pn.png)
step two
PROPOSAL
I'll go away and crunch the numbers, do my research and come back to you with what I think are the best solutions for you. We chat some more and choose the best deal for you.
![arrow 1 reduced size 2.png](https://static.wixstatic.com/media/be5203_a4ed337e0feb4cc1bb83fb8d20e11153~mv2.png/v1/fill/w_210,h_150,al_c,q_85,usm_0.66_1.00_0.01,enc_auto/arrow%201%20reduced%20size%202.png)
step four
RESULT
As soon as the decision comes back from the lender, I give you a call with the good news and organise a time to sign the loan docs.
![thumbs up.png](https://static.wixstatic.com/media/be5203_886c54961c3248f6bc90dd9b6af595de~mv2.png/v1/fill/w_210,h_210,al_c,q_85,usm_0.66_1.00_0.01,enc_auto/thumbs%20up.png)
That's it! Finance sorted.
You're happy. I'm happy. And now I'm your friendly broker for life.
step five
THE friendly BOND
HOME LOANS
HOME LOANS
HOME LOANS
![final logo 16042020 trans wix banner sma](https://static.wixstatic.com/media/be5203_cf79bb4994754cc18c5d89d2cf6a8139~mv2.png/v1/fill/w_216,h_60,al_c,q_85,usm_0.66_1.00_0.01,enc_auto/final%20logo%2016042020%20trans%20wix%20banner%20sma.png)
at peace (with)
Happiness is being at peace a loan
Our mission is to give all Australians
peace of mind with their home loan.
Meet some old
friends of ours
Relationships we've nurtured for years to get
you the best possible deal.
![Mortgage Broker Austral](https://static.wixstatic.com/media/be5203_f4d34b2c738443df89a3aca7a2b3a27e~mv2.png/v1/fill/w_83,h_39,al_c,q_85,usm_0.66_1.00_0.01,blur_2,enc_auto/logo%20palette%20%20PNG%20latest.png)
To this day the verdict has been unanimous,
five star service all the way.
And some
The process
Every situation is unique but here's an
overview of what the process typically looks like
Step one (friendly chat)
Step three (action)
Step five (the friendly bond)
![Mortgage Broker Parramatta](https://static.wixstatic.com/media/be5203_c52f3c16c68b4bb398a5c48938ed0f42~mv2.png/v1/crop/x_0,y_0,w_250,h_198/fill/w_179,h_142,al_c,q_85,usm_0.66_1.00_0.01,blur_3,enc_auto/arrow%2016102021.png)
![Mortgage Broker Orchard Hills](https://static.wixstatic.com/media/be5203_45b2ca12236d48bfb58063c0086c4765~mv2.png/v1/crop/x_0,y_0,w_250,h_196/fill/w_172,h_135,al_c,q_85,usm_0.66_1.00_0.01,blur_3,enc_auto/arrow%202%2016102021.png)
![Mortgage Broker Chatswood](https://static.wixstatic.com/media/be5203_8328e97d398b4330a1611aa9ea5baeef~mv2.png/v1/fill/w_172,h_147,al_c,q_85,usm_0.66_1.00_0.01,blur_3,enc_auto/arrow%203%2016102021.png)
![Mortgage Broker Newcastle](https://static.wixstatic.com/media/be5203_3a5448eaa98f4394aba673134409d3fd~mv2.png/v1/crop/x_0,y_1,w_250,h_211/fill/w_174,h_147,al_c,q_85,usm_0.66_1.00_0.01,blur_3,enc_auto/arrow%203%2016102021_edited.png)
We prepare & submit the application to the bank. And then we get on their case until
they give us an approval.
Finance sorted. You're happy, we're happy and we're your friendly broker
for the life of your home loan journey!
​
We get a feel for your finance goals and current situation and get the ball rolling.
​
Step two (proposal)
Step four (result)
We gather details, docs and crunch the numbers. We present you with multiple options & help you pick one you're happy with.
You sign the loan offer
docs and we get your loan
ready for settlement.
Borrowing power
Want to get a quick feel for your
maximum borrowing capacity?
This is not a formal assessment, just a quick guide,
which does NOT conduct any credit checks or effect your credit rating.
FAQ
Got some questions?
We've got some answers.
How long does it take to get a pre-approval?
The timeframe can range from 20 minutes to around a week or more depending on the banks current turnaround times.
How long is the pre-approval valid for?
Usually 90 days but this can sometimes be extended if your circumstances don't change.
Should I refinance?
If there's a better deal to be had or you have some other requirements, we can certainly help you weigh up the options.
I've just started my job, can I still get a loan?
Yes. There are banks that will consider recently started employees. Eligibility criteria applies.
I'm low on savings, can I still get a loan?
Yes. There are a number of options available to people with low or no deposit. Feel free to reach out to discuss.
My situation is a little tricky, can you help?
We enjoy helping people with complex problems. If there's an appropriate solution, we'll find it.
Check out our Instagram posts
for plenty of educational posts!